Service Charge Schedule
This service charge schedule is not inclusive of all services provided by Horicon Bank. Charges for other services will be disclosed in agreements we enter into for those services. Charges are subject to change.
Service Charges Effective Until 12/31/2024
- Account activity printout: $5
- Account closed within 90 days: $25
- Account inquiry service charge: $2
- Account reconciliation (hourly): $25 ($10 minimum)
- Account research (hourly): $25 ($10 minimum)
- ATM/debit card PIN reissue: $5
- ATM/debit card replacement: $10
- Bill Pay Charge – Business (monthly): By agreement
- Bill Pay Charge – Personal (monthly): Free
- Bond of Indemnity charge: $15
- Cashier’s check service charge: $5
- Check cashing for non-customer: $5 per $500 ($10 minimum)
- Check copy service charge: $1
- Coin counting for non-customer: 10%
- Collection item charge: $20
- Counter check service charge: $1
- Duplicate statement charge: $10
- Escheated account(s): $20
- Fax incoming (per page): $1
- Fax outgoing (per page): $2
- Foreign check processing: $10
- Foreign currency buy and sell: per quote
- Garnishment/levy charge: $50
- Hold on account (weekly): $10
- Inactive service charge (monthly): $5 (after six (6) months on checking and savings when balance is less than $50)
- Internet Banking service: Free
- Mobile Banking service: Free
- Negative balance closing charge: $25 (when negative balance is $100 or more)
- Night deposit locking bag (after one free): $20
- Night deposit zipping bag (after one free): $5
- Night deposit key (per key): $25
- Overdraft item service charge: $30
- Personal line of credit (annual fee): $30
- Photocopies (per page): $0.25
- Postdated check notice charge: $25
- Returned deposited item charge: $10
- Recleared: $5
- Special handling: $12
- Returned item service charge: $30
- Returned mail: $3
- Safe deposit box replaced key: $20
- Safe deposit box late charge (monthly): $5
- Safe deposit box drilling: per quote
- Signature monitoring (monthly): $35
- Special statement handing: $10
- Statement savings excessive withdrawal: $1 (per withdrawal over three (3) per month)
- Stop payment order placed: $30
- Stop payment item presented: $10
- Telephone transfer charge: $4
- Wire Transfers:
- Domestic incoming wire charge: $15
- Domestic outgoing wire charge: $25
- International incoming wire charge: $35–$100
- International outgoing wire charge: $35–$100
Service Charges Effective 1/1/2025
- Account activity printout: $5
- Account closed within 90 days: $25
- Account reconciliation (hourly): $25 ($10 minimum)
- Account research (hourly): $25 ($10 minimum)
- ATM/debit card replacement: $10
- Cashier’s check service charge: $5
- Check cashing for non-customer: $5 per $500 ($10 minimum)
- Coin counting for non-customer: 10% of total
- Collection item charge: $20
- Counter check service charge: $1/check
- Dormant account fee (when balance is less than $50): $5
- Duplicate Paper Statement: $10
- Escheated account(s): $20
- Fax Services: $5
- Foreign check processing: $10
- Foreign currency buy and sell: per quote
- Garnishment/levy charge: $50
- Hold on account (weekly): $10
- Inactive service charge (monthly): $10 (after six (6) months on checking and savings and after 13 months on HSA when balance is less than $50)
- Negative balance closing charge: $25 (when negative balance is $100 or more)
- Night deposit locking bag (after one free): $25
- Night deposit zipping bag (after one free): $5
- Overdraft item: $30
- Paper Statement Charge: $5
- Photocopies (per page): $0.25
- Postdated check notice charge: $25
- Returned item service charge: $30
- Returned Mail: $5
- Safe deposit box replacement key: $20
- Safe deposit box late charge (monthly): $5
- Safe deposit box drilling: per quote
- Stop payment: $30
- Telephone transfer charge: $4
- Wire Transfers:
- Domestic incoming wire charge: $15
- Domestic outgoing wire charge online: $2
- Domestic outgoing wire charge in branch: $30
- International incoming wire charge: Starting at $45
- International outgoing wire charge online: Starting at $45
- International outgoing wire charge in branch: Starting at $55