Fall migrations, justifiably, get a lot of attention. Each autumn our songbirds and shorebirds flee for sunny climates and waterfowl begin to stage in rest stops, such as Horicon Marsh. The spectacle of massive flocks of geese, swans, and ducks over the Marsh can get anyone’s pulse racing. But there is another, more subtle migration happening. That is the seasonal movements of frogs, toads, and other amphibians.
Autumn is not a time we typically think about frogs. But it is an active time for our web-footed friends as they prepare for the cold season ahead. Many species of frogs have a terrestrial portion of their lives in late summer and early fall. This helps them access additional foods and colonize new habitats. American toads, leopard frogs, spring peepers, and wood frogs are examples of amphibians that participate in this annual passage from forests and fields to ponds and lakes.
Once back in the water, most amphibians look for depths of over 3 feet and soft, mucky bottom to burrow into for insulation during the winter. One notable exception is the wood frog. These tough customers skip the water and instead hibernate under logs and leaves in the forest. To help survive these extremely chilly conditions, they have a special antifreeze in their cells which enables them to nearly freeze solid and withstand temperatures as low as 0 degrees Fahrenheit for up to six months!
Like wood frogs, Horicon Bank is unique in the banking world. With its blend of hometown customer service and industry leading technology, Horicon Bank offers customers all the advantages of big banks in a convenient local package. The result is a powerful combination of services and capabilities to serve personal and business needs of all sizes.
With customized accounts, treasury management services, and resources to help with paying bills, managing payroll, and investing assets, Horicon Bank strives to create the best business habitat for each of its customers. Furthermore, Horicon Bankers get to know their customers personally. This allows them to help make connections with other businesses that can help with supply chain, customer referrals, and other growth opportunities.
Business and personal banking customers have been flocking to Horicon Bank for over 127 years because of these caring and helpful services. With twenty locations in communities from the Fox Valley to Metro Milwaukee, online access, and our industry-leading digital branch, Horicon Bank is the Natural Choice for customers everywhere. Migrate to Horicon Bank by stopping at a branch location, using our Virtual Teller machines, or tapping our Ascend app to learn more about our Bankers, services, and the many ways we can conveniently serve you and the communities we share!
Autumn is the perfect time to migrate in for a visit to Horicon Bank! Please stop by to learn more about how our Bankers can help you create the perfect blend of personal and financial services to help your business fly higher!